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    • HOME PAGE
    • CREDIT HISTORY
    • SERVICES
    • FAQ
    • COST OF WAITING
    • TESTIMONIALS
    • CONTRACT
  • HOME PAGE
  • CREDIT HISTORY
  • SERVICES
  • FAQ
  • COST OF WAITING
  • TESTIMONIALS
  • CONTRACT

KB Financial Solutions

KB Financial SolutionsKB Financial SolutionsKB Financial Solutions

Make your credit your priority

Make your credit your priorityMake your credit your priority

COST OF WAITING

There is a price to pay for having less than perfect credit and that price is reflected in down payments and interest rates. Those with credit issues have to pay higher down payments and/or interest rates. They end up paying more for the same item or service than those who have good credit.

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Example: $20,000 Car/5-year term

Above is a chart to help you illustrate the money you save by having good credit.

As you can see, the difference is substantial. Just imagine what you can do with the extra $5,892 that you save over the life of the loan. This is a conservative comparison. With incentives and special interest rates, the savings can be ever more. 

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Example: $125,000/ 30-year term, fixed-rate mortgage:

Now let's take a look at good v. bad in regards to buying something more substantial- a home. 

Once again the savings are substantial. The money you save by having good credit and a lower interest rate is more than the original cost of the house! Again, this is a conservative comparison and does not mention any money that may be required for a do

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